Icici Bank Coral Rupay Credit Card Review

ICICI Bank Coral Rupay Credit Card Review

The RuPay ICICI Bank Coral credit card offers many benefits and is now operated through a secure local payment network, RuPay. Get one today and enjoy the benefits! With your ICICI Bank Coral RuPay credit card, you can get reward points for your transactions. ICICI Bank Rewards offers a variety of attractive prizes for your daily purchases.

ICICI Bank Coral Rupay Credit Card
 
icici-bank-coral-rupay-credit-card
icici-bank-coral-rupay-credit-card
Best Suited For Rewards & UPI Payment
Joining Fee Rs 500 +GST
Annual Fee Rs 500 +GST
Best Feature 10,000 reward points every anniversary year
Card Pandit Rating

ICICI Bank Coral Credit Card: Features & Benefits

Below listed are some of the ICICI Coral Credit Card benefits:

1. Reward Points:  This card offers reward points on every 100rs transaction. You can earn 2 reward points on per 100 Rs. spent and 1 reward point per 100 Rs. spent on utilities and insurance categories.

2. Movie Tickets: ICICI coral rupay credit card provide, 25% discount on BookMyShow and Inox up to Rs.100 on the purchase of minimum 2 movie tickets per transaction through www.inoxmovies.com, the Inox app or through www.bookmyshow.com website or app. The offer you can availed twice a month.

3. Fuel Surcharge Waiver: You can avail 1% fuel surcharge waiver on this card, 1% fuel surcharge waiver valid only on Hindustan Petroleum Corporation Limited Pumps. 

4. Lounge Access: Coming to the travel benefits, ICICI bank coral credit card provide Airport Lounge access as well as Railway Lounge access  in India. you can access this lounge facility each quarter, it means you can avail lounge facility 4 times in a year. However, this requires a minimum of Rs.5,000 or more to be spent in any calendar quarter in order to claim benefits in the next following calendar quarter.

5. Milestone Reward Program: Spending Rs. 2 Lakh with icici rupay coral credit card, you will get 2,000 RP (reward points) and 1,000 RP (reward points) on spending Rs. 1 Lakh. Maximum 10,000 reward points we can earn in anniversary year.

6. Annual Fee Waiver: Now this rupay credit card is lifetime free but after sometime its chargeable Rs 500+ GST, If you spend over Rs. If you spend rs 1.5 Lakh with your ICICI Bank Coral Rupay Credit Card then the annual fee of Rs. 500 + GST will be waived off.

7. Dining Discounts: ICICI Coral Credit card offers exclusive dining offers through ICICI Bank Culinary Treats Programmed.

8. Accident Insurance: Personal Accident insurance cover of Rs 2 lakh

9. Chip and Pin Security: This credit card comes with an embedded microchip and PIN (Personal Identification Number). This ensures that credit card details cannot be duplicated or used for fraudulent purposes.

Apply For Credit Card Click Here ;- Apply Now

ICICI Bank Rupay Credit Card : Fees & Charges

Below listed are some of the ICICI Coral Credit Card Fees & Charges:

Criteria Details
Joining Fee Rs 500 +GST
Annual Fee Rs 500 +GST
Finance Charges 3.40% per month |40.80% p.a.
Add-on card fee Nil
Forex-markup fee 3.5%
Late Payment Charges For Statement Balance:
  • Below Rs. 100: Nil
  • Between Rs. 100 to Rs. 500: Rs. 100
  • Between Rs. 501 to Rs. 5,000: Rs. 500
  • Between Rs. 5,001 to Rs. 10,000: Rs. 750
  • Between Rs. 10,001 to Rs. 25,000: Rs. 900
  • Between Rs. 25,001 to Rs. 50,000: Rs. 1,000
  • Above Rs. 50,000: Rs. 1,200

Apply For ICICI Bank Credit Card Click Here ;- Apply Now

ICICI Bank Coral Rupay Credit Card : Documents Requirement & Eligibility

Below listed are some of the ICICI Coral Credit Card Eligibility & Documents Requirements

Title Details
Occupation Salary | Job | Business 
Age 20 + Above
Documents Required
  • ID Proof – Pan Card, Aadhar Card, Driving License. Voter Card, Passport
  • Address Proof – Aadhar Card, Ration Card, Utility Bill, Passport, Voting Card 
Income Proof Salary Slip | ITR File | Bank Statement | Form 16

ICICI Bank Coral Rupay Credit Card Pros & Cons

Here is some pros and cons of coral rupay credit card icici bank,

Pros:-

lifetime free
25% Discount on Movie
Decent rewards rate
Fuel surcharge waiver
Complimentary airport lounge access
Discount on dining

Cons

Limited international acceptance

Conclusion

ICICI Bank’s partnership with RuPay seems to be helping those who have remained loyal to the RuPay card. We hope that ICICI Bank’s customer base will grow as a result of this new partnership as people now have more choices. The Coral Visa credit card comes with best credit cards in the entry-level category in RuPay option on the list. So, if you are looking for an affordable credit card with great features to start your credit journey, the newly launched Coral Rupay credit card is not a bad thing at all.


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